Are Gutters Required For Fha

These repairs are to be based on a visual inspection of property.

Are gutters required for fha.

For fha mortgages fha appraisers are to recommend only those repairs necessary to make the property comply with the minimum property requirements mpr or minimum property standards mps together with the estimated cost to cure. Damages can occur in a home s masonry siding gutters rooftops driveways and shutters among many other locations. Most common fha lender required repairs. It s the appraiser s job to look over the home make sure it meets fha standards and assign it a fair market value.

For example the distance between a well and a septic tank on a property must be at least 50 feet. With no mechanical systems and no intention or reason for access according to the fha handbook 4000 1. Roofs gutters downspouts grading. It could be that some local or state codes might require them but nothing on a national level.

Replacement of bad or missing gutters and downspouts. They are a nice feature but i know of no requirement for them. Describe gutter and downspout work to be performed 6 such as. Gutters are not required by hud fha or the irc.

7 a federal housing administration fha approved 203 k consultant is required for all 8 standard 203 k mortgages and may be used for limited 203 k mortgages. Fha requirements for wells and septic tanks. A well must also be at least 10 feet back from a property line. The minimum required vertical clearance is 18 inches from the grade to the bottom of the floor joist.

Fha home requirements are established by hud to ensure that properties meet health and safety standards if being purchased with an fha loan. The fha rule for minimum distance that must exist between wells and sources of pollution can be a potential game changer.